What We do

RuPay Prepaid Card

Rely on a convenient and hassle-free payment solution that was specifically made to fulfil your varied needs. Use this range of cards to gift your loved ones, or for paying employee salaries or even managing your general expenses.

The RuPay Prepaid Cards were launched in 2013 with the objective to offer a service to the unbanked audience and to act as an extension to the card market. RuPay Prepaid Cards can be issued through co-branding arrangements with banks as physical, virtual cards and mobile wallets.

Gift Card

An ideal gifting solution for everyone

  • Give the choice to your loved ones to buy a gift of their choice.
  • Pre-loaded cards accepted across Merchants outlets and online portals.
  • Seamless process of availing gift card.

Payroll Card

Manage your employee salaries in a convenient and hassle free manner

  • Perfect substitute to Cheques/Cash for making your employee salaries.
  • Payroll cards can be used not only for Cash withdrawal from ATM but also at Merchant outlets and online portals.
  • Effective way to manage employee salaries and reduce costs involved in handling cash and cheques.

 

Student Card

  • An easy, secure and convenient way to process scholarships and fee payments.
  • Maintains a distinct spend wallets with access to parents to monitor child’s spends.

Virtual Card

Pay Safe!

  • Create Now, Buy Now, Pay Now, Close Now.
  • Quick registration and instant access to card.

RuPay Debit Card

Carry your savings account with you anytime, anywhere with your RuPay Debit Card!

Shop, pay bills, withdraw cash and do so much more with our range of RuPay Debit Cards. Choose an easy, secure and modern way to bank.

 

RuPay Platinum

Celebrate the joys of life every day with your RuPay Platinum Card.

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RuPay Classic

Benefit from a comprehensive insurance cover with the RuPay Classic Card.

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RuPay PMJDY Card

Avail affordable banking services with ease with the RuPay PMJDY Card – a Government of India initiative.

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RuPay PunGrain Card

Punjab Governments Initiative towards the payment to Arthia.

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RuPay Mudra Card

A government initiative towards the beneficiaries of MUDRA Loans under the Pradhan Mantri Mudra Yojna Scheme.

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RuPay Kisan Card

Ministry of Agriculture initiative towards the credit requirements of agriculture sector.

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RuPay Credit Card - Make luxury your way of life!

“With RuPay Credit Cards, you not only enjoy the freedom of convenience and security but also get used to the privileges of a luxurious living”

RuPay Select

The card that reflects your lifestyle.

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RuPay Platinum

Enjoy cashbacks across Utility Bill Payments, Restaurants and Eateries.

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RuPay Classic

With RuPay Classic get the benefit of comprehensive insurance cover.

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RuPay Global

At NPCI we wish to empower every Indian citizen with a world class modern and safe payment solution. With that goal driving our actions, it led us to launch the RuPay Global Card.

To prove our commitment and bring the best to our customers, we’ve been associated with an international partner - Discover Financial Services, since March 2012. The global alliance has led us to offer a card that is backed by state-of-the-art technology that is secure, robust, scalable, simple and cost-effective. Our initiative has opened doors and marked our entry into the Indian sector of premium cards.

By way of this prestigious association, we offer our customers great value as Discover brings along a global acceptance footprint. It is a mutually beneficial agreement as Discover and Diners Card holders also enjoy the convenience of availing services of over 2 lakh ATMs that are operational under the NFS network and over 1.3 million PoS terminals across India.

In the efforts to offer continued convenience and quality customer service, we have strengthened our network capabilities by associating ourselves with trusted industry players such as JCB International Co. Ltd. and UnionPay International Co. Ltd.

We currently issue the RuPay Global Card in two exhaustive variants - RuPay Global Classic Debit Card and RuPay Global Platinum Debit Card. Both these variants are accepted with not just Discover, Diners Club and Pulse, but also at over 40.1 million POS locations and over 1.88 million ATM locations in 185 countries and territories worldwide!

Please move your mouse pointer on your travel region. You can use your RuPay Global card wherever you see the logos that appear:

Latin America North Americs Ema Apac
latin-america
North-America
Emea
Apac

The growing usage of smartphones and internet has led to the payments industry in India undergoing and experiencing a sharp surge in QR Code-based payment solutions. Banks and third-party technology providers have started providing their own variants of mobile wallets that users can download and use through their smartphones to make as well as receive payments.

This QR Code-based interface has initiated a new way for merchants and customers to exchange funds using mobile phones, making it a preferred channel to expedite and grow electronic payments. Merchants have used it to accept digital payments, as not all have the resources to mandate payments through POS card swipe EDC terminals.

In an attempt to encourage more and more people to use less cash and make digital payments instead, the RBI authorized a few card payment networks to implement an interoperable solution for such QR Code operated mechanisms. As a result, Visa, MasterCard and NPCI partnered to launch Bharat QR – a QR Code-based digital payment mechanism that merchant establishments, eCommerce and mCommerce websites are already using.